Chris Coury Realtors Inc can help you with financing a new home in Louisville.

Stressed out about getting financing for a home purchase? You don't have to be. Being close with several lenders in Louisville has helped me learn a lot of the things that can make the loan application process much easier.


1 – Compose a list of questions regarding your loan program

Make sure to have a list of questions if you don't perfectly grasp the ins and outs of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. One of my trusted lenders or I can help you understand the advantages and disadvantages of each program.

2 – Decide when to lock

By locking in an interest rate, a lender is committing to the mortgage interest rates for the loan – typically at the time the loan application is sent in. By floating the rate, you can lock the rate at any time between the day you apply for the loan and at the time of closing. Buyers who elect to float presume that the interest rates will plunge in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Acquiring a mortgage loan requires a lot of paperwork, so you should spend some time getting all your documents together. Click here to preview general questions you'll have to answer on a loan app.


Have More Questions?

Getting your loan locked down is just one part of a home purchase. Chris Coury Realtors Inc is seasoned at assisting both new and experienced buyers alike in all areas of real estate. Contact me if your needs include a professional REALTOR® experienced at the business side of real estate.

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