Anticipated closing costs

There are certain ordinary costs accompanying closing the sale of a home. These fees are usually split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Kentucky to help lead you through the deal.

Closing costs that are loan-related    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are purchasing real estate in Louisville, you'll receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within a tolerable range so you're not surprised when you show up at the closing table. I'll be happy to review the estimate with you, answering your questions and highlighting any estimates in question.

Finding the right home at the right price is just one part of a real estate transaction. Chris Coury Realtors Inc is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at 502-552-6545 if your needs include a real estate pro experienced in the business side of buying and selling.

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