Sellers: As we hammer out your deal, not only will I work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are aware of exactly what you're paying for.
Buyers: If you are purchasing real estate in Louisville, you'll receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within a tolerable range so you're not surprised when you show up at the closing table. I'll be happy to review the estimate with you, answering your questions and highlighting any estimates in question.
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